Bridge symbolizing financial connections

Types of Commercial Loans

A comprehensive guide to the financing options available for non-bankable commercial transactions

Bridge Loans

Short-term financing solutions designed to bridge the gap between immediate capital needs and long-term financing. Can be arranged and closed in as little as 2 weeks.

Key Features

  • 6 to 12-month terms available
  • Use assets like real estate, equipment, or inventory as collateral
  • Interest reserves can be set aside from loan proceeds
  • Ideal for businesses needing urgent capital
  • Can discount existing debt from loan proceeds

Project Financing

100% project financing, both domestically and worldwide, with no debt service required during construction and, in most cases, with NO equity stake taken in your project.

Key Features

  • Project sizes from $1,000,000 to $500,000,000+
  • No debt service during construction
  • No equity stake taken in most cases
  • Minimum liquidity requirements as low as 1% of project costs
  • Available domestically and internationally

Asset-Based Lending

Loans secured by a company's tangible assets including accounts receivable, inventory, equipment, and real estate. Ideal for companies with strong assets but challenging credit profiles.

Key Features

  • Collateral: receivables, inventory, equipment, real estate
  • Intellectual property may also be accepted under certain conditions
  • Loan sizes from $25,000 to $100,000,000+
  • Works for companies in Chapter 11 or with tax liens
  • More flexible than traditional bank requirements

Enterprise Value Loans

Business loans secured by the 'enterprise value' of a company — the amount a company could be sold for, minus its tangible asset value — allowing for larger credit facilities than traditional asset-based lending.

Key Features

  • Based on total company value, not just tangible assets
  • Enables larger credit facilities
  • Considers intangible value like brand, customer base, IP
  • Great for service-based or tech companies
  • Alternative to traditional asset-based approaches

Commercial Real Estate Financing

Refinancing for qualified owners of apartment buildings, shopping centers, hotels, and other investment properties with good cash flows — without a personal guarantee.

Key Features

  • No personal guarantee required
  • Rates as low as 3.50% per annum
  • LTV ratios up to 80%
  • Apartment buildings, shopping centers, hotels, and more
  • Strong cash flow is the primary qualification

Film Financing

Specialized financing for film productions both domestically and internationally. We understand the unique needs of entertainment industry financing.

Key Features

  • Domestic and international productions
  • Tailored to entertainment industry needs
  • Flexible terms for production timelines
  • Various financing structures available

MCA Refinancing

Help non-bankable businesses stuck in expensive Merchant Cash Advance loans by paying off that debt with a bridge lender, saving the borrowing entity 65% to 90% a month in debt service costs.

Key Features

  • Refinance expensive MCA debt
  • Save 65% to 90% monthly on debt service
  • Bridge lending replaces high-cost advances
  • Immediate relief from crushing MCA payments
  • Path to becoming bankable again

Debt Restructuring

Solutions for troubled companies facing financial difficulties, including Chapter 11 situations, providing the capital needed to reorganize and recover.

Key Features

  • Chapter 11 and workout situations
  • Replacement lenders for covenant violations
  • Negotiate better terms on existing debt
  • Provide capital for reorganization
  • Support companies returning to profitability

Acceptable Collateral Types

We work with a wide range of assets to secure financing for our clients.

Accounts Receivable

Inventory

Equipment

Real Estate

Intellectual Property

Enterprise Value

Commercial real estate

Need Financing?

We have NO upfront fees. Let us review your funding request and find the right solution.

Submit a Questionnaire